Long-Term Care Insurance for Orlando and Surrounding Areas
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Long-Term Care Insurance for Seniors in Central Florida
If a senior’s needs are not medical in nature, health insurance and government programs such as Medicare and Medicaid will not fund them.
Long-term care insurance is invaluable for families, providing resources to support elderly relatives to remain at home with a home care provider. It also covers other services such as skilled nursing, assisted living and memory care. While these policies can be complicated, we can assist you in understanding them better.
The Benefits of Having Long-Term Care Insurance for Home Care
In order to qualify for their insurance coverage, most insurance policies require that the policy holder need assistance with two or more Activities of Daily Living (ADLs), or present cognitive impairment. ADLs include:
- Bathing & showering
Learning how to maximize long-term care insurance benefits
When it’s time to use the policy you bought, it can be challenging to determine what to do. Follow these steps to make sure you get the most out of your benefits.
Before starting the claims process, be sure to read through your policy carefully so you understand what is and isn’t covered.
If you don’t have a hard copy of your policy, ask your insurer for one. Have someone else review the policy so they can help clarify any confusing information. You can also seek assistance from an insurance representative, financial advisor, elder law attorney, or family members.
Prior to filing a claim and commencing the legal process, ask any questions you have.
Take time to understand the details of your coverage so that your claim is more likely to be accepted rather than denied.
It is important to choose a care provider carefully.
When selecting a home health care provider or another long-term care facility, it’s important to inquire about their experience filing insurance claims. While providers not used
Keep track of your coverage limits and monitor reimbursements.
After your policy is approved and you receive reimbursement, it is important to keep an eye on the amount of coverage left, as many plans have limited benefits. To make sure you get the most out of your benefits, consult with a team of advisors and assess usage regularly.
Family Home Care of Central Florida Testimonials
Home Care Orlando, Florida | Don't take our word for it, see what our clients have to say!
Our home care services in Orlando, Florida provide support for the whole family
When we provide care to someone in your family, we’re there to help with everything from daily tasks and doctor visits to companionship. That means you can feel comfortable running errands, working and traveling.
With consistent home health care in Orlando, FL, you’re free to not only live your life but also enjoy the moments you have with your loved ones more, knowing the necessities of care are covered.
Meal planning and prep
Personal hygiene & grooming
Light excercise & stretching
Bathing and showering
Walking & mobility assistance
Injury and fall prevention
Stroke recovery and care
Cancer recovery and care
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Contact Family Home Care of Central Florida
Orlando Home Care
Or call (407) 634-2085 to schedule a FREE in-home assessment
Home Care Orlando Florida Contact Info
Mon - Fri, 8AM - 5PM
1326 Palmetto Ave
Winter Park, FL 32789
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